The Teacher’s Desktop

Create Pre- and Post-Tests

The 100 questions available from the Topic you selected are displayed for your review so you can make choices about which questions to ask.

An (R) is shown when a Lesson is one you required when you set up your class. It is recommended that you choose questions only from Required Lessons.

You may ask the same or different questions in the Pre- and Post-Tests by clicking the appropriate columns.

Step 4c: Create a Pre- and Post-Test for Class: Personal Finance, 11 a.m.

The 100 questions available under this Topic with the corresponding Lesson title are displayed below.

For each question, decide whether you want to use the question on the Pre- or Post-Test, or on both. Check the boxes under the Pre-Test column to select the Pre-Test questions. Likewise, click the boxes under the Post-Test column to select the questions for the Post-Test.

When finished with this topic, click the button Save Pre-and Post Test Questions.

This demonstration has already selected questions for the Pre- and Post-Tests. You can review these questions below. Click here to continue.

Topic: Controlling Spending

 Lesson: Managing Your Expenses (Required)Pre-TestPost-Test
1.An expense journal is a written record of expenses divided into categories.
2.Highway tolls charged to your account are an example of a “hidden” expense.
3.Comparing your expenses with others may give you ideas for reducing your spending.
4.“Discretionary” spending means fixed, necessary expenses.
5.A good spending plan really challenges your will power.
6.A useful way to control spending on shopping trips is to make a list of what you need beforehand, then stick to your list.
7.The same expense-control strategies work for everyone.
8.If one strategy doesn't work for you, it's okay to switch to another, as long as you're making a strong effort.
9.Most people in North America pay each credit card bill in full.
10.Your spending plan should include expected future expenses.
 Lesson: Evaluating a Purchase (Required)Pre-TestPost-Test
1.A want is something you desperately need.
2.To determine an item's real value to you, you can ask yourself what difference it will make in your life.
3.You should judge whether a purchase will help you meet your goals.
4.The cheapest item is always the most sensible.
5.Sale events are nothing but gimmicks. You never save money.
6.You can do a lot of useful product research online.
7.Famous brands are typically better than generics because they have been used by more people.
8.Comparison shopping includes comparing similar models from different manufacturers.
9.Because of high costs for supplies, a cheap item may turn out to be costly in the long run.
10.If a product comes with a warranty, you can assume all repairs are free.
 Lesson: Calculating the True Costs (Required)Pre-TestPost-Test
1.Often one purchase leads to another because of the need for accessories.
2.Service plans should not figure into your cost calculations.
3.Delivery and installation charges may add to your total cost.
4.A salesperson has no ethical obligation to tell you about service charges.
5.Merchants usually include all applicable taxes in their advertised price.
6.The term interest refers to the amount of the original cost you still owe.
7.Consumables are supplies that your product uses up.
8.Few products last beyond their warranty periods.
9.Depreciation is the feeling you get when you realize you've paid too much.
10.By calculating a product's average cost per year over its full lifetime, you get a good sense of its true cost.
 Lesson: Using Discounts and Coupons (Required)Pre-TestPost-Test
1.The Wednesday newspaper is the best source for coupons.
2.It's difficult to find discounts online.
3.An accordion-type organizer is useful for filing coupons.
4.Making a shopping list helps you decide which coupons to take shopping.
5.If you don't take advantage of a “limited-time offer,” you'll never see the same discount again.
6.Discounted items may not be worth as much as the original price suggests.
7.A discounted price isn't necessarily the best price.
8.Coupon expiration dates are printed in large, bold numbers.
9.Charges for shipping and handling may be high enough to cancel out a discount.
10.Once you have presented your coupon, you can assume it is being applied to the final price.
 Lesson: Reacting to Advertising (Required)Pre-TestPost-Test
1.If you decide to ignore ads, they can't influence you.
2.Most ads appeal to reason, not to emotion.
3.Many ads try to convince you that the product will raise your status.
4.Newer products are almost always better.
5.Infomercials are extended commercials that look and sound like regular programs.
6.Advertisements never contain any useful information.
7.To evaluate an ad objectively, you should focus on the facts.
8.Advertisements help you separate your wants from your needs.
9.Sometimes the full cost of a purchase involves more than money.
10.For a big purchase, you should make a written list of the advantages and disadvantages of each choice.
 Lesson: Avoiding Scams and Fraud (Required)Pre-TestPost-Test
1.Scam artists can use personal information about you to make their offers sound authentic.
2.You should be wary of “limited-time” deals.
3.If a salesperson seems trustworthy, you can rely on your instincts.
4.There is no point in asking a salesperson for references.
5.You don't need to read a standard contract word for word.
6.A website can be trusted if it looks highly professional.
7.When you receive scam email, you should reply with a demand to be removed from the mailing list.
8.Phishing is a good technique for catching identity thieves.
9.The most common form of identity theft involves credit cards.
10.If you see a false charge on your credit card bill, you should call the bank immediately.
 Lesson: Alternatives to Spending (Optional)Pre-TestPost-Test
1.You can't hear good new music online.
2.Many popular magazines have websites with free content.
3.Email can often substitute for a cell phone.
4.“Brown-bagging it” means keeping trash in brown paper bags.
5.You can find interesting new recipes online.
6.By carpooling with one other person, you save 25 percent.
7.Cabins in state parks are uncomfortable but cheap.
8.Museums provide a lot of low-cost entertainment.
9.It takes a special, unique talent to create a handmade gift.
10.With some fixing up, many durable items are almost as good as new.
 Lesson: Keeping Records (Required)Pre-TestPost-Test
1.Good filing systems are expensive.
2.Folders should be filed in alphabetical order.
3.You can safely throw out credit card receipts after a month.
4.A check register should be used only for checks, not for other bank transactions.
5.Reconciling means checking your records against a statement from your bank or credit card company.
6.This year's W-2 and 1099 forms should be kept in the same place.
7.There's no point in recording your school expenses.
8.You should keep your bank statements forever.
9.New records should be kept separate from older records.
10.A safe deposit box is a good place to keep valuable papers.
 Lesson: Using Technology (Required)Pre-TestPost-Test
1.Computer spreadsheet programs are often included in “Office” or “Works” software packages.
2.For personal bookkeeping, high-end programs are best.
3.Some banks provide free software for their online clients.
4.Tax preparation software for individuals costs over $100.
5.Websites can assist you with many kinds of financial calculations.
6.Websites devoted to budgeting will help you compare your income with your expenses.
7.Banks charge for all the information they post online.
8.If you have an electronic backup of your financial records, you don't need paper copies.
9.New computer systems may not be able to read records from earlier systems.
10.An unprotected computer is generally safe online for an hour.
 Lesson: Financial Planning (Required)Pre-TestPost-Test
1.Financial planning helps you achieve your dreams.
2.Everyone has similar financial goals.
3.Budgeting can be done in your spare time.
4.“401(k)” is another name for a balanced budget.
5.Even small amounts, like $5.00 a week, are worth saving.
6.It's never too early to begin learning about investments.
7.A good place to keep your financial records is a large brown paper bag.
8.A financial plan should be put in writing.
9.Once your financial plan is in place, you can review it just every five years.
10.Making charts and graphs can help you visualize your progress and maintain a positive attitude.
Copyright © 2013. Career Solutions Publishing. All Rights Reserved.