The Teacher’s Desktop

Choose your Required Lessons for Class: Personal Finance, 11 a.m.

Click Required or Optional for each Lesson for this class. Be sure to click Save Required Lessons to save your changes.

You do not need to plan the entire set of required lessons right now. You can change the Required lessons in the future by selecting Change Required Lessons under the Lessons button.

This demonstration does not allow you to change the required lessons.


CategoryTopicLessonRequiredOptional
Spending and Budgeting    
 Lifestyle Budgeting   
    Understanding Your Paycheck
    Setting up a Budget
    Estimating Expenses
    Recognizing Budget Problems
    Cutting the Fat from your Budget
    Calculating Your Housing Budget
    Dealing with Debt
    Staying Out of Debt
    Coping with Taxes
    Adapting Lifestyle to Paycheck
 Controlling Spending   
    Managing Your Expenses
    Evaluating a Purchase
    Calculating the True Costs
    Using Discounts and Coupons
    Reacting to Advertising
    Avoiding Scams and Fraud
    Alternatives to Spending
    Keeping Records
    Using Technology
    Financial Planning
Managing Expenses    
 Home and Transportation Expenses   
    Sharing Expenses
    Making Housing Arrangements
    Evaluating Your Lease
    Buying Housing Insurance
    Controlling Transportation Costs
    Buying a New Car
    Buying a Used Car
    Leasing a Car
    Choosing Car Insurance
    Servicing Your Car
 Controlling Living Expenses   
    Grocery Shopping
    Clothes Shopping
    Furniture Shopping
    Entertainment Expenses
    Wedding Expenses
    Medical Expenses
    Family Expenses
    Telephone Expenses
    Moving Expenses
    Unexpected Expenses
Banking and Borrowing    
 Banking   
    Opening a Checking Account
    Starting a Savings Account
    Writing Checks
    Balancing Your Checkbook
    Using ATMs
    Using Credit Cards
    Stop Pays and Fund Transfers
    Recognizing Bank Problems
    Special Bank Services
    Online Banking
 Borrowing   
    Appropriate Times to Borrow
    Applying for a Credit Card
    Understand Card Finance Charges
    Resolving Credit Disputes
    Abusing Credit Cards
    Avoiding Card Abuse by Others
    Checking Credit Reports
    Overcoming Bad Credit
    Obtaining a Bank Loan
    Mistakes of Borrowing
Saving, Taxes and Investing    
 Savings and Taxes   
    Reasons for Savings
    Becoming a Saver
    Roadblocks to Saving
    Coping with Inflation
    Choosing a Savings Approach
    Understanding Taxation
    Federal Income Taxes
    State and Local Taxes
    Miscellaneous Taxes
    Reducing Taxes
 Investing   
    Setting Short-Term Goals
    Setting Long-Term Goals
    Keeping Financial Records
    Financial Planning
    Planning for Retirement
    Planning for Later Years
    Planning for the Unexpected
    Possible Investment Opportunities
    Pitfalls of Investment
    Consulting a Financial Advisor

Back to the Class List without changing the required lessons.